Medical cover, trip cancellation, baggage protection, and flight delay compensation. Compare plans and travel with confidence.
From $4/dayMedical coverTrip cancellationFlight delayCovers hospital treatment, emergency evacuation, and repatriation abroad. Essential for non-EU travel where EHIC doesn’t apply.
Get a QuoteReimburses pre-paid, non-refundable trip costs if you cancel due to illness, injury, or covered events. Covers flights, hotels, and tours.
Get a QuoteCovers lost, stolen, or delayed baggage. Also protects cameras, laptops, and travel documents up to your policy limit.
Get a QuoteEU Regulation 261/2004 entitles passengers to up to €600 for delays over 3 hours on EU flights. We help you claim automatically.
Check Your ClaimIf you travel more than twice a year, annual multi-trip insurance is usually cheaper than buying single-trip policies each time.
Get a QuoteStandard policies exclude skiing, scuba diving, and adventure sports. Get specialist cover if your trip includes any high-risk activities.
Get a QuoteTravel insurance is not legally required for most destinations, but it is strongly recommended. A single medical emergency abroad can cost tens of thousands of euros without cover — a policy from $4/day is negligible by comparison.
EU citizens travelling within the EU are partially covered by the European Health Insurance Card (EHIC/GHIC), but this does not cover trip cancellation, baggage loss, or emergency repatriation. For non-EU destinations, comprehensive travel insurance is essential.
Most travel credit cards include some form of travel insurance, but the cover is often limited. Check what is and isn’t included before relying on card protection alone.
Basic travel insurance starts from around $4/day for a single trip. A week’s cover in Europe typically costs €15–30. Annual multi-trip policies covering unlimited trips range from €80–200/year. Cost depends on destination, age, trip length, and cover level.
Buy travel insurance as soon as you book your trip, not the day before you fly. This gives you cancellation cover from the moment you pay — if you fall ill before departure and have to cancel, you’ll be reimbursed for non-refundable costs.
Most current policies include COVID-19 cover for medical treatment abroad. Trip cancellation due to COVID varies by insurer — some cover it, some don’t. Check the policy wording carefully if this is a concern.
If your flight is cancelled by the airline, you’re entitled to a refund or rebooking under EU Regulation 261/2004 (for EU flights) — you don’t need insurance for this. Travel insurance covers you if you cancel or miss the flight due to covered circumstances (illness, accident, etc.).